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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,519 | $78,694+57.0% | $67,652+82.6% | $125,389-1.5% |
| Participation rate | 81.0% | 78.8%+2.1pp | 75.7%+5.3pp | 83.2%-2.2pp |
| Annual return | -2.83% | 9.46%-12.3pp | 6625.40%-6628.2pp | 282.24%-285.1pp |
| Employer contribution / active EE | $2,059 | $3,044-32.3% | $2,266-9.1% | $4,866-57.7% |
| Participant deferral / active EE | $5,948 | $4,292+38.6% | $3,560+67.1% | $5,352+11.1% |
| Admin fee / account holder | $1,333 | $7,403-82.0% | $4,821-72.3% | $9,541-86.0% |