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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,185 | $62,583+80.9% | $76,767+47.4% | $64,173+76.4% |
| Participation rate | 69.4% | 72.8%-3.4pp | 77.0%-7.5pp | 69.6%-0.1pp |
| Annual return | -3.48% | -1.95%-1.5pp | 2.43%-5.9pp | 7.63%-11.1pp |
| Employer contribution / active EE | $0 | $1,832-100.0% | $2,485-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,108 | $3,145+30.6% | $3,852+6.7% | $3,470+18.4% |
| Admin fee / account holder | $9,792 | $4,667+109.8% | $6,675+46.7% | $4,887+100.4% |