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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,418 | $72,486+84.1% | $87,103+53.2% | $72,976+82.8% |
| Participation rate | 74.2% | 72.8%+1.4pp | 76.9%-2.7pp | 69.5%+4.7pp |
| Annual return | 12.98% | 24.46%-11.5pp | 28.19%-15.2pp | 81.02%-68.0pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,578 | $3,270+9.4% | $4,049-11.6% | $3,608-0.8% |
| Admin fee / account holder | $11,308 | $5,055+123.7% | $7,491+50.9% | $5,124+120.7% |