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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,144 | $71,873+54.6% | $86,698+28.2% | $68,490+62.3% |
| Participation rate | 59.3% | 72.2%-13.0pp | 76.6%-17.3pp | 67.9%-8.6pp |
| Annual return | -10.92% | 3.54%-14.5pp | 35.96%-46.9pp | -7.85%-3.1pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,599 | $3,779-31.2% | $4,656-44.2% | $4,028-35.5% |
| Admin fee / account holder | $39,398 | $6,110+544.8% | $7,492+425.9% | $5,403+629.2% |