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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,169 | $78,423+87.7% | $95,964+53.4% | $79,856+84.3% |
| Participation rate | 71.4% | 73.5%-2.1pp | 77.1%-5.7pp | 69.6%+1.8pp |
| Annual return | 8.62% | 19.37%-10.8pp | 91.64%-83.0pp | 31.71%-23.1pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,758 | $3,440+9.2% | $4,167-9.8% | $3,741+0.5% |
| Admin fee / account holder | $18,738 | $5,622+233.3% | $6,797+175.7% | $5,306+253.1% |