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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,609 | $67,602+66.6% | $82,312+36.8% | $70,126+60.6% |
| Participation rate | 79.5% | 72.8%+6.8pp | 76.9%+2.7pp | 69.5%+10.0pp |
| Annual return | 10.51% | 21.57%-11.1pp | 25.88%-15.4pp | 73.15%-62.6pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,946 | $2,987+32.1% | $3,706+6.5% | $3,332+18.4% |
| Admin fee / account holder | $12,908 | $4,512+186.1% | $5,608+130.2% | $4,645+177.9% |