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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,508 | $78,694+27.7% | $67,652+48.6% | $125,389-19.8% |
| Participation rate | 79.2% | 78.8%+0.4pp | 75.7%+3.5pp | 83.2%-4.0pp |
| Annual return | -1.49% | 9.46%-10.9pp | 6625.40%-6626.9pp | 282.24%-283.7pp |
| Employer contribution / active EE | $775 | $3,044-74.5% | $2,266-65.8% | $4,866-84.1% |
| Participant deferral / active EE | $4,755 | $4,292+10.8% | $3,560+33.6% | $5,352-11.2% |
| Admin fee / account holder | $12,136 | $7,403+63.9% | $4,821+151.7% | $9,541+27.2% |