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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,868 | $67,602+87.7% | $82,312+54.1% | $70,126+80.9% |
| Participation rate | 76.9% | 72.8%+4.2pp | 76.9%0pp | 69.5%+7.4pp |
| Annual return | 11.15% | 21.57%-10.4pp | 25.88%-14.7pp | 73.15%-62.0pp |
| Employer contribution / active EE | $790 | $1,755-55.0% | $2,428-67.5% | $2,343-66.3% |
| Participant deferral / active EE | $5,334 | $2,987+78.6% | $3,706+43.9% | $3,332+60.1% |
| Admin fee / account holder | $17,595 | $4,512+290.0% | $5,608+213.8% | $4,645+278.8% |