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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,984 | $86,919+80.6% | $102,457+53.2% | $80,911+94.0% |
| Participation rate | 84.0% | 72.4%+11.6pp | 76.5%+7.5pp | 67.6%+16.4pp |
| Annual return | 12.51% | 18.90%-6.4pp | 29.41%-16.9pp | 35.63%-23.1pp |
| Employer contribution / active EE | $910 | $2,368-61.6% | $3,022-69.9% | $2,756-67.0% |
| Participant deferral / active EE | $8,417 | $4,119+104.3% | $5,054+66.5% | $4,297+95.9% |
| Admin fee / account holder | $17,644 | $8,049+119.2% | $9,451+86.7% | $6,935+154.4% |