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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,586 | $103,392+59.2% | $87,104+89.0% | $152,897+7.6% |
| Participation rate | 82.6% | 79.4%+3.3pp | 76.9%+5.7pp | 82.5%+0.2pp |
| Annual return | 15.68% | 28.10%-12.4pp | 28.19%-12.5pp | 345.43%-329.7pp |
| Employer contribution / active EE | $920 | $3,221-71.4% | $2,521-63.5% | $4,764-80.7% |
| Participant deferral / active EE | $6,394 | $4,778+33.8% | $4,048+57.9% | $5,851+9.3% |
| Admin fee / account holder | $6,854 | $12,194-43.8% | $7,491-8.5% | $11,599-40.9% |