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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,837 | $112,121+35.4% | $95,960+58.2% | $158,966-4.5% |
| Participation rate | 87.0% | 79.0%+8.0pp | 77.1%+9.9pp | 82.0%+5.0pp |
| Annual return | 11.27% | 171.16%-159.9pp | 91.63%-80.4pp | 302.95%-291.7pp |
| Employer contribution / active EE | $744 | $3,199-76.7% | $2,541-70.7% | $4,762-84.4% |
| Participant deferral / active EE | $6,146 | $4,784+28.5% | $4,167+47.5% | $5,983+2.7% |
| Admin fee / account holder | $30,392 | $10,135+199.9% | $6,797+347.1% | $11,250+170.2% |