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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,098 | $98,776+281.8% | $149,745+151.8% | $79,856+372.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 8.94% | 27.38%-18.4pp | 276.72%-267.8pp | 31.71%-22.8pp |
| Employer contribution / active EE | $10,383 | $3,217+222.7% | $4,646+123.5% | $2,471+320.2% |
| Participant deferral / active EE | $12,462 | $5,681+119.3% | $6,843+82.1% | $3,741+233.2% |
| Admin fee / account holder | $17,822 | $6,053+194.5% | $9,312+91.4% | $5,306+235.9% |