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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,973 | $160,028+228.7% | $147,080+257.6% | $145,884+260.5% |
| Participation rate | 95.8% | 84.0%+11.8pp | 82.2%+13.7pp | 80.3%+15.5pp |
| Annual return | 27.82% | 98.60%-70.8pp | 420.17%-392.3pp | 551.85%-524.0pp |
| Employer contribution / active EE | $8,584 | $5,286+62.4% | $4,933+74.0% | $4,662+84.1% |
| Participant deferral / active EE | $10,684 | $8,422+26.9% | $8,066+32.5% | $6,690+59.7% |
| Admin fee / account holder | $52,961 | $15,030+252.4% | $12,989+307.7% | $13,392+295.5% |