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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,500 | $85,766+280.7% | $136,298+139.5% | $70,126+365.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 12.56% | 31.46%-18.9pp | 5156.27%-5143.7pp | 73.15%-60.6pp |
| Employer contribution / active EE | $9,045 | $2,966+205.0% | $4,696+92.6% | $2,343+286.1% |
| Participant deferral / active EE | $7,677 | $5,051+52.0% | $6,247+22.9% | $3,332+130.4% |
| Admin fee / account holder | $15,341 | $5,421+183.0% | $9,244+66.0% | $4,645+230.2% |