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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,900 | $93,617+361.3% | $135,982+217.6% | $75,177+474.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 7.69% | 30.89%-23.2pp | 68.32%-60.6pp | 160.75%-153.1pp |
| Employer contribution / active EE | $10,675 | $3,538+201.7% | $4,859+119.7% | $2,671+299.7% |
| Participant deferral / active EE | $11,611 | $6,406+81.3% | $7,760+49.6% | $4,126+181.4% |
| Admin fee / account holder | $11,652 | $6,980+67.0% | $10,767+8.2% | $5,651+106.2% |