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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,792 | $89,370+279.1% | $141,197+139.9% | $72,976+364.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | -1.18% | 111.88%-113.1pp | 71.41%-72.6pp | 81.02%-82.2pp |
| Employer contribution / active EE | $7,246 | $3,115+132.6% | $4,736+53.0% | $2,440+197.0% |
| Participant deferral / active EE | $9,557 | $5,419+76.4% | $6,710+42.4% | $3,608+164.9% |
| Admin fee / account holder | $32,602 | $5,957+447.3% | $10,265+217.6% | $5,124+536.2% |