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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,271 | $102,393+407.1% | $147,041+253.1% | $80,911+541.8% |
| Participation rate | 73.5% | 75.9%-2.3pp | 82.2%-8.6pp | 67.6%+5.9pp |
| Annual return | 12.69% | 134.95%-122.3pp | 419.21%-406.5pp | 35.63%-22.9pp |
| Employer contribution / active EE | $8,028 | $3,715+116.1% | $4,935+62.7% | $2,756+191.3% |
| Participant deferral / active EE | $8,798 | $6,647+32.4% | $8,071+9.0% | $4,297+104.7% |
| Admin fee / account holder | $1,525 | $7,943-80.8% | $13,006-88.3% | $6,935-78.0% |