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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,875 | $98,776+332.2% | $149,745+185.1% | $79,856+434.6% |
| Participation rate | 85.2% | 75.8%+9.4pp | 82.5%+2.7pp | 69.6%+15.5pp |
| Annual return | 8.86% | 27.38%-18.5pp | 276.72%-267.9pp | 31.71%-22.8pp |
| Employer contribution / active EE | $8,981 | $3,217+179.1% | $4,646+93.3% | $2,471+263.4% |
| Participant deferral / active EE | $12,160 | $5,681+114.0% | $6,843+77.7% | $3,741+225.1% |
| Admin fee / account holder | $59,748 | $6,053+887.1% | $9,312+541.6% | $5,306+1026.0% |