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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,859 | $138,076+163.5% | $123,553+194.5% | $135,380+168.8% |
| Participation rate | 95.8% | 84.7%+11.1pp | 82.3%+13.5pp | 82.6%+13.2pp |
| Annual return | -4.68% | 153.70%-158.4pp | 119.21%-123.9pp | 519.81%-524.5pp |
| Employer contribution / active EE | $9,421 | $5,152+82.9% | $4,628+103.6% | $4,779+97.1% |
| Participant deferral / active EE | $12,182 | $6,800+79.2% | $6,426+89.6% | $5,609+117.2% |
| Admin fee / account holder | $1,211 | $10,917-88.9% | $9,284-87.0% | $10,828-88.8% |