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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,064 | $89,367+395.8% | $141,191+213.8% | $72,975+507.1% |
| Participation rate | 96.0% | 75.1%+20.9pp | 82.5%+13.5pp | 69.5%+26.5pp |
| Annual return | 21.14% | 111.87%-90.7pp | 71.41%-50.3pp | 81.01%-59.9pp |
| Employer contribution / active EE | $9,635 | $3,115+209.3% | $4,736+103.4% | $2,440+294.9% |
| Participant deferral / active EE | $12,083 | $5,419+123.0% | $6,710+80.1% | $3,608+234.9% |
| Admin fee / account holder | $2,626 | $5,957-55.9% | $10,264-74.4% | $5,124-48.8% |