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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,465 | $93,598+392.0% | $135,974+238.6% | $75,173+512.5% |
| Participation rate | 96.2% | 75.2%+21.0pp | 81.9%+14.2pp | 67.2%+29.0pp |
| Annual return | 14.34% | 30.89%-16.5pp | 68.30%-54.0pp | 160.72%-146.4pp |
| Employer contribution / active EE | $9,955 | $3,538+181.4% | $4,859+104.9% | $2,671+272.7% |
| Participant deferral / active EE | $11,573 | $6,405+80.7% | $7,760+49.1% | $4,126+180.5% |
| Admin fee / account holder | $30,828 | $6,978+341.8% | $10,767+186.3% | $5,651+445.6% |