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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,536 | $124,314+32.4% | $109,163+50.7% | $167,518-1.8% |
| Participation rate | 33.3% | 79.4%-46.1pp | 75.9%-42.5pp | 82.1%-48.8pp |
| Annual return | 17.22% | 26.04%-8.8pp | 25.75%-8.5pp | 478.71%-461.5pp |
| Employer contribution / active EE | $1,354 | $4,209-67.8% | $3,723-63.6% | $4,838-72.0% |
| Participant deferral / active EE | $2,273 | $5,256-56.8% | $4,654-51.2% | $6,342-64.2% |
| Admin fee / account holder | $2,343 | $7,973-70.6% | $6,754-65.3% | $12,312-81.0% |