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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,702 | $133,981+2.0% | $112,249+21.8% | $134,532+1.6% |
| Participation rate | 44.4% | 78.6%-34.1pp | 75.1%-30.6pp | 81.2%-36.8pp |
| Annual return | -16.38% | 47.16%-63.5pp | 27.48%-43.9pp | 418.27%-434.6pp |
| Employer contribution / active EE | $1,951 | $4,040-51.7% | $3,636-46.3% | $4,741-58.8% |
| Participant deferral / active EE | $5,311 | $5,292+0.4% | $4,729+12.3% | $6,401-17.0% |
| Admin fee / account holder | $1,396 | $7,492-81.4% | $6,412-78.2% | $11,429-87.8% |