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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,697 | $106,008+11.0% | $92,240+27.6% | $147,586-20.3% |
| Participation rate | 66.7% | 80.4%-13.7pp | 76.5%-9.8pp | 82.8%-16.2pp |
| Annual return | 12.00% | 50.05%-38.0pp | 176.29%-164.3pp | 578.59%-566.6pp |
| Employer contribution / active EE | $970 | $4,333-77.6% | $3,680-73.7% | $4,876-80.1% |
| Participant deferral / active EE | $1,490 | $4,478-66.7% | $3,897-61.8% | $5,439-72.6% |
| Admin fee / account holder | $3,964 | $6,333-37.4% | $5,194-23.7% | $10,886-63.6% |