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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,844 | $73,978+97.1% | $96,515+51.1% | $75,173+94.0% |
| Participation rate | 37.9% | 66.4%-28.5pp | 74.3%-36.4pp | 67.2%-29.3pp |
| Annual return | 13.34% | 26.72%-13.4pp | 35.73%-22.4pp | 160.72%-147.4pp |
| Employer contribution / active EE | $1,558 | $2,931-46.8% | $3,740-58.3% | $2,671-41.7% |
| Participant deferral / active EE | $3,508 | $3,660-4.1% | $4,880-28.1% | $4,126-15.0% |
| Admin fee / account holder | $2,172 | $5,219-58.4% | $6,735-67.8% | $5,651-61.6% |