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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,585 | $107,363+20.7% | $92,909+39.5% | $152,897-15.2% |
| Participation rate | 30.0% | 79.8%-49.8pp | 76.0%-46.0pp | 82.5%-52.5pp |
| Annual return | 18.90% | 145.63%-126.7pp | 109.44%-90.5pp | 345.43%-326.5pp |
| Employer contribution / active EE | $1,350 | $4,222-68.0% | $3,653-63.0% | $4,764-71.7% |
| Participant deferral / active EE | $1,943 | $4,848-59.9% | $4,238-54.2% | $5,851-66.8% |
| Admin fee / account holder | $5,262 | $7,082-25.7% | $5,795-9.2% | $11,599-54.6% |