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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,050 | $96,731+66.5% | $123,973+29.9% | $86,983+85.2% |
| Participation rate | 85.3% | 70.0%+15.3pp | 76.7%+8.6pp | 69.5%+15.8pp |
| Annual return | 10.21% | 17.33%-7.1pp | 388.13%-377.9pp | 25.83%-15.6pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $4,126-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $5,742 | $4,152+38.3% | $5,247+9.4% | $4,194+36.9% |
| Admin fee / account holder | $8,410 | $8,722-3.6% | $11,799-28.7% | $7,856+7.1% |