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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,390 | $73,988+93.8% | $96,538+48.5% | $75,177+90.7% |
| Participation rate | 83.3% | 66.4%+16.9pp | 74.3%+9.0pp | 67.2%+16.1pp |
| Annual return | -7.81% | 26.73%-34.5pp | 35.74%-43.5pp | 160.75%-168.6pp |
| Employer contribution / active EE | $0 | $2,930-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,871 | $3,660+60.4% | $4,880+20.3% | $4,126+42.3% |
| Admin fee / account holder | $10,285 | $5,220+97.0% | $6,737+52.7% | $5,651+82.0% |