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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,803 | $64,729+159.2% | $112,263+49.5% | $68,490+145.0% |
| Participation rate | 84.4% | 67.2%+17.3pp | 75.1%+9.4pp | 67.9%+16.5pp |
| Annual return | 3.71% | -11.40%+15.1pp | 27.49%-23.8pp | -7.85%+11.6pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,583 | $3,566+56.6% | $4,729+18.0% | $4,028+38.6% |
| Admin fee / account holder | $2,748 | $5,222-47.4% | $6,410-57.1% | $5,403-49.1% |