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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,387 | $65,367+78.1% | $92,915+25.3% | $72,976+59.5% |
| Participation rate | 85.2% | 68.3%+16.9pp | 76.0%+9.2pp | 69.5%+15.7pp |
| Annual return | 12.25% | 42.11%-29.9pp | 109.45%-97.2pp | 81.02%-68.8pp |
| Employer contribution / active EE | $2,778 | $2,594+7.1% | $3,653-24.0% | $2,440+13.8% |
| Participant deferral / active EE | $4,976 | $3,128+59.1% | $4,238+17.4% | $3,608+37.9% |
| Admin fee / account holder | $1,299 | $4,251-69.4% | $5,796-77.6% | $5,124-74.6% |