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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,998 | $72,273+57.7% | $101,275+12.6% | $79,856+42.8% |
| Participation rate | 84.6% | 68.5%+16.2pp | 75.8%+8.8pp | 69.6%+15.0pp |
| Annual return | 7.78% | 22.30%-14.5pp | 46.48%-38.7pp | 31.71%-23.9pp |
| Employer contribution / active EE | $1,923 | $2,691-28.5% | $3,660-47.5% | $2,471-22.2% |
| Participant deferral / active EE | $5,120 | $3,282+56.0% | $4,371+17.1% | $3,741+36.9% |
| Admin fee / account holder | $18,264 | $4,401+315.0% | $5,948+207.1% | $5,306+244.2% |