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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,555 | $117,829+285.8% | $102,423+343.8% | $145,877+211.6% |
| Participation rate | 87.0% | 78.6%+8.3pp | 76.5%+10.5pp | 80.3%+6.7pp |
| Annual return | 11.51% | 31.83%-20.3pp | 29.42%-17.9pp | 551.28%-539.8pp |
| Employer contribution / active EE | $6,238 | $3,615+72.6% | $3,023+106.4% | $4,663+33.8% |
| Participant deferral / active EE | $8,440 | $5,732+47.2% | $5,054+67.0% | $6,691+26.1% |
| Admin fee / account holder | $24,021 | $13,335+80.1% | $9,455+154.1% | $13,402+79.2% |