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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,618 | $86,298+301.7% | $111,308+211.4% | $85,847+303.8% |
| Participation rate | 96.3% | 73.3%+23.0pp | 77.3%+19.0pp | 69.3%+27.0pp |
| Annual return | 9.89% | 19.99%-10.1pp | 54.67%-44.8pp | 318.61%-308.7pp |
| Employer contribution / active EE | $10,349 | $2,044+406.4% | $2,732+278.8% | $2,565+303.4% |
| Participant deferral / active EE | $8,002 | $3,641+119.8% | $4,487+78.3% | $3,952+102.5% |
| Admin fee / account holder | $4,368 | $8,189-46.7% | $7,965-45.2% | $6,261-30.2% |