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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,803 | $71,873+278.2% | $86,698+213.5% | $68,490+296.8% |
| Participation rate | 93.3% | 72.2%+21.1pp | 76.6%+16.7pp | 67.9%+25.4pp |
| Annual return | -18.79% | 3.54%-22.3pp | 35.96%-54.8pp | -7.85%-10.9pp |
| Employer contribution / active EE | $10,824 | $2,173+398.0% | $2,837+281.5% | $2,597+316.8% |
| Participant deferral / active EE | $8,245 | $3,779+118.2% | $4,656+77.1% | $4,028+104.7% |
| Admin fee / account holder | $10,512 | $6,110+72.0% | $7,492+40.3% | $5,403+94.6% |