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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,741 | $80,992+302.2% | $96,534+237.4% | $75,173+333.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 15.74% | 27.05%-11.3pp | 25.88%-10.1pp | 160.72%-145.0pp |
| Employer contribution / active EE | $12,341 | $2,283+440.6% | $2,965+316.1% | $2,671+362.0% |
| Participant deferral / active EE | $9,821 | $3,929+149.9% | $4,851+102.5% | $4,126+138.0% |
| Admin fee / account holder | $776 | $6,717-88.4% | $8,253-90.6% | $5,651-86.3% |