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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,506 | $78,423+383.9% | $95,964+295.5% | $79,856+375.2% |
| Participation rate | 82.1% | 73.5%+8.7pp | 77.1%+5.1pp | 69.6%+12.5pp |
| Annual return | 12.80% | 19.37%-6.6pp | 91.64%-78.8pp | 31.71%-18.9pp |
| Employer contribution / active EE | $10,694 | $1,945+449.7% | $2,541+320.8% | $2,471+332.7% |
| Participant deferral / active EE | $7,556 | $3,440+119.6% | $4,167+81.3% | $3,741+102.0% |
| Admin fee / account holder | $16,420 | $5,622+192.1% | $6,797+141.6% | $5,306+209.4% |