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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,425 | $92,219+186.7% | $76,767+244.5% | $135,380+95.3% |
| Participation rate | 95.8% | 79.8%+16.1pp | 77.0%+18.9pp | 82.6%+13.2pp |
| Annual return | -8.79% | 5.46%-14.3pp | 2.43%-11.2pp | 519.81%-528.6pp |
| Employer contribution / active EE | $11,324 | $3,216+252.1% | $2,485+355.6% | $4,779+137.0% |
| Participant deferral / active EE | $8,219 | $4,508+82.3% | $3,852+113.4% | $5,609+46.5% |
| Admin fee / account holder | $43,149 | $10,749+301.4% | $6,675+546.4% | $10,828+298.5% |