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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,555 | $117,859+285.7% | $102,438+343.7% | $145,959+211.4% |
| Participation rate | 87.0% | 78.6%+8.4pp | 76.5%+10.5pp | 80.3%+6.7pp |
| Annual return | 11.51% | 31.72%-20.2pp | 29.37%-17.9pp | 561.95%-550.4pp |
| Employer contribution / active EE | $6,238 | $3,615+72.6% | $3,024+106.3% | $4,661+33.8% |
| Participant deferral / active EE | $8,440 | $5,732+47.2% | $5,054+67.0% | $6,689+26.2% |
| Admin fee / account holder | $24,021 | $13,318+80.4% | $9,448+154.3% | $13,398+79.3% |