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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,430 | $58,848+28.2% | $88,179-14.5% | $82,637-8.7% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.1%+30.9pp | 68.1%+31.9pp |
| Annual return | -18.99% | 22.76%-41.7pp | 64.97%-84.0pp | 53.51%-72.5pp |
| Employer contribution / active EE | $4,821 | $1,678+187.3% | $2,549+89.1% | $2,552+88.9% |
| Participant deferral / active EE | $4,857 | $3,124+55.5% | $4,614+5.3% | $4,126+17.7% |
| Admin fee / account holder | $5,140 | $4,795+7.2% | $7,673-33.0% | $7,339-30.0% |