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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,430 | $58,057+29.9% | $97,032-22.3% | $86,983-13.3% |
| Participation rate | 100.0% | 60.4%+39.6pp | 71.6%+28.4pp | 69.5%+30.5pp |
| Annual return | -18.99% | 22.26%-41.2pp | 35.38%-54.4pp | 25.83%-44.8pp |
| Employer contribution / active EE | $4,821 | $1,663+189.8% | $2,629+83.4% | $2,584+86.6% |
| Participant deferral / active EE | $4,857 | $3,244+49.7% | $4,672+4.0% | $4,194+15.8% |
| Admin fee / account holder | $5,140 | $4,839+6.2% | $9,418-45.4% | $7,856-34.6% |