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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,051 | $47,848+192.7% | $81,473+71.9% | $70,126+99.7% |
| Participation rate | 97.4% | 58.3%+39.2pp | 68.0%+29.5pp | 69.5%+27.9pp |
| Annual return | 8.72% | 27.25%-18.5pp | 38.78%-30.1pp | 73.15%-64.4pp |
| Employer contribution / active EE | $4,940 | $1,527+223.5% | $2,568+92.4% | $2,343+110.9% |
| Participant deferral / active EE | $6,376 | $2,453+159.9% | $3,537+80.3% | $3,332+91.4% |
| Admin fee / account holder | $7,757 | $3,145+146.6% | $4,561+70.1% | $4,645+67.0% |