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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,543 | $49,891+55.4% | $80,607-3.8% | $75,181+3.1% |
| Participation rate | 98.5% | 55.3%+43.2pp | 67.0%+31.5pp | 67.2%+31.3pp |
| Annual return | 1.74% | 34.67%-32.9pp | 936.11%-934.4pp | 160.69%-158.9pp |
| Employer contribution / active EE | $4,696 | $1,698+176.5% | $2,724+72.4% | $2,671+75.8% |
| Participant deferral / active EE | $5,484 | $2,991+83.3% | $4,448+23.3% | $4,126+32.9% |
| Admin fee / account holder | $61,587 | $3,578+1621.5% | $5,379+1044.9% | $5,650+990.1% |