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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,332 | $43,075+202.6% | $74,577+74.8% | $62,881+107.3% |
| Participation rate | 97.4% | 58.1%+39.3pp | 68.1%+29.3pp | 69.3%+28.1pp |
| Annual return | 0.47% | 17.50%-17.0pp | 20.47%-20.0pp | 20.14%-19.7pp |
| Employer contribution / active EE | $3,817 | $1,498+154.9% | $2,525+51.2% | $2,281+67.4% |
| Participant deferral / active EE | $5,736 | $2,389+140.1% | $3,458+65.9% | $3,203+79.1% |
| Admin fee / account holder | $1,037 | $2,840-63.5% | $4,138-74.9% | $4,296-75.8% |