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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,474 | $72,492+57.9% | $87,104+31.4% | $72,975+56.9% |
| Participation rate | 78.4% | 72.8%+5.6pp | 76.9%+1.6pp | 69.5%+8.9pp |
| Annual return | 4.56% | 24.46%-19.9pp | 28.19%-23.6pp | 81.01%-76.4pp |
| Employer contribution / active EE | $2,353 | $1,894+24.2% | $2,521-6.7% | $2,440-3.6% |
| Participant deferral / active EE | $3,829 | $3,270+17.1% | $4,048-5.4% | $3,608+6.1% |
| Admin fee / account holder | $12,351 | $5,055+144.3% | $7,491+64.9% | $5,124+141.0% |