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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,368 | $60,349+89.5% | $74,184+54.2% | $62,881+81.9% |
| Participation rate | 83.3% | 72.7%+10.6pp | 76.6%+6.7pp | 69.3%+14.0pp |
| Annual return | 0.37% | 21.38%-21.0pp | 17.74%-17.4pp | 20.14%-19.8pp |
| Employer contribution / active EE | $530 | $1,680-68.5% | $2,370-77.7% | $2,281-76.8% |
| Participant deferral / active EE | $4,664 | $2,856+63.3% | $3,550+31.4% | $3,203+45.6% |
| Admin fee / account holder | $630 | $4,261-85.2% | $5,586-88.7% | $4,296-85.3% |