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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,634 | $78,423+44.9% | $95,964+18.4% | $79,856+42.3% |
| Participation rate | 82.4% | 73.5%+8.9pp | 77.1%+5.3pp | 69.6%+12.7pp |
| Annual return | 3.34% | 19.37%-16.0pp | 91.64%-88.3pp | 31.71%-28.4pp |
| Employer contribution / active EE | $784 | $1,945-59.7% | $2,541-69.1% | $2,471-68.3% |
| Participant deferral / active EE | $3,341 | $3,440-2.9% | $4,167-19.8% | $3,741-10.7% |
| Admin fee / account holder | $6,426 | $5,622+14.3% | $6,797-5.5% | $5,306+21.1% |