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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,383 | $97,550+12.1% | $120,344-9.1% | $87,485+25.0% |
| Participation rate | 97.8% | 72.8%+25.0pp | 76.7%+21.1pp | 68.9%+28.9pp |
| Annual return | 11.20% | 18.41%-7.2pp | 20.30%-9.1pp | 26.06%-14.9pp |
| Employer contribution / active EE | $2,609 | $2,291+13.9% | $3,020-13.6% | $2,596+0.5% |
| Participant deferral / active EE | $4,615 | $4,230+9.1% | $5,135-10.1% | $4,274+8.0% |
| Admin fee / account holder | $14,523 | $9,543+52.2% | $12,742+14.0% | $7,775+86.8% |