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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,383 | $95,404+14.7% | $113,397-3.5% | $82,637+32.4% |
| Participation rate | 97.8% | 72.8%+25.0pp | 76.5%+21.3pp | 68.1%+29.8pp |
| Annual return | 11.20% | 19.08%-7.9pp | 23.20%-12.0pp | 53.51%-42.3pp |
| Employer contribution / active EE | $2,609 | $2,307+13.1% | $2,977-12.4% | $2,552+2.2% |
| Participant deferral / active EE | $4,615 | $4,220+9.4% | $5,076-9.1% | $4,126+11.8% |
| Admin fee / account holder | $14,523 | $9,168+58.4% | $11,957+21.5% | $7,339+97.9% |