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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,629 | $80,992+57.6% | $96,534+32.2% | $75,173+69.8% |
| Participation rate | 77.1% | 71.8%+5.3pp | 76.0%+1.1pp | 67.2%+9.9pp |
| Annual return | 7.82% | 27.05%-19.2pp | 25.88%-18.1pp | 160.72%-152.9pp |
| Employer contribution / active EE | $2,500 | $2,283+9.5% | $2,965-15.7% | $2,671-6.4% |
| Participant deferral / active EE | $3,755 | $3,929-4.4% | $4,851-22.6% | $4,126-9.0% |
| Admin fee / account holder | $2,892 | $6,717-57.0% | $8,253-65.0% | $5,651-48.8% |