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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,473 | $39,162-1.8% | $100,671-61.8% | $59,633-35.5% |
| Participation rate | 33.3% | 55.9%-22.5pp | 70.7%-37.4pp | 68.7%-35.3pp |
| Annual return | 1.66% | 21.07%-19.4pp | 20.43%-18.8pp | 2041.45%-2039.8pp |
| Employer contribution / active EE | $518 | $1,151-55.0% | $4,012-87.1% | $2,203-76.5% |
| Participant deferral / active EE | $983 | $1,992-50.7% | $3,144-68.7% | $3,192-69.2% |
| Admin fee / account holder | $1,036 | $2,969-65.1% | $4,850-78.6% | $4,297-75.9% |