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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,648 | $48,570+14.6% | $130,660-57.4% | $72,976-23.7% |
| Participation rate | 27.9% | 58.6%-30.7pp | 71.7%-43.8pp | 69.5%-41.6pp |
| Annual return | 18.22% | 38.63%-20.4pp | 1709.29%-1691.1pp | 81.02%-62.8pp |
| Employer contribution / active EE | $591 | $1,334-55.7% | $4,092-85.6% | $2,440-75.8% |
| Participant deferral / active EE | $942 | $2,384-60.5% | $3,603-73.9% | $3,608-73.9% |
| Admin fee / account holder | $8,639 | $3,549+143.4% | $5,463+58.1% | $5,124+68.6% |