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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,561 | $49,199+73.9% | $121,204-29.4% | $75,173+13.8% |
| Participation rate | 25.0% | 55.4%-30.4pp | 69.5%-44.5pp | 67.2%-42.2pp |
| Annual return | 15.97% | 56.04%-40.1pp | 987.18%-971.2pp | 160.72%-144.7pp |
| Employer contribution / active EE | $879 | $1,547-43.2% | $4,170-78.9% | $2,671-67.1% |
| Participant deferral / active EE | $1,177 | $2,630-55.2% | $4,083-71.2% | $4,126-71.5% |
| Admin fee / account holder | $785 | $3,946-80.1% | $5,651-86.1% | $5,651-86.1% |